Retirement Solutions

Decisely Retirement Solutions (DRS) are designed with small businesses in mind.

Our plans provide attractive options for employers looking for ways to offer their employees retirement benefits, while reducing the administrative burden and mitigating the fiduciary risk and responsibilities. We provide two ways to offer your employees retirement benefits.

Explore Options

Association Retirement Plan (ARP)

An ARP 401(k) provides the benefits of small businesses coming together to source retirement at a lower cost and with reduced fiduciary liability – resulting in savings for both you and your employees. This employer-sponsored plan is a win/win for everyone involved.

Interested? Contact Us

Individual Retirement Account (IRA)

An IRA takes retirement benefits off your mind and puts them in your employees’ hands, with no setup fees or contributions required from you. Your employee can easily enroll in five minutes with as little as $5 to start.

Interested? Contact Us

Decisely Retirement Solutions Decisely Retirement Solutions

Explore Your Options

For
Funded By
Key Advantages
Employee Contributions
Employer Contributions
 

IRA

For:Self-employed individuals or your employees
Funded By:Funded by employee only
Key Advantages:Easy to set up and maintain
No employer contribution required
Employee Contributions:Up to $5,500 in pre-tax contributions
($6,500 if age 50 or older)
Employer Contributions:No Employer Contribution

401(k)

For:Employer/Employees of a public or private company
Funded By:Co-Funded by employer and employees
Key Advantages:Easy to set up and maintain benefits for both the employer and the employee
Tax saving for employer
Lower cost fee structure
Reduced fiduciary liability
Employee Contributions:Up to $18,500 in employee contribution
($24,500 if age 50 or older)
Employer Contributions:Employer may match or provide profit sharing

Thank you for your interest in Decisely Retirement Solutions!

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Individual Retirement Account
Association Retirement Plan 401(k)
Not Sure

At Decisely we have always been a champion of small businesses and our Retirement Solutions are just one more example of this. We believe that Decisely Retirement Solutions are well-positioned to meet the needs of our small business clients with affordable and desirable retirement plan options.

- Chris Duncan, COO, Decisely