Decisely Retirement Solutions (DRS) are designed with small businesses in mind.
Our plans provide attractive options for employers looking for ways to offer their employees retirement benefits, while reducing the administrative burden and mitigating the fiduciary risk and responsibilities. We provide two ways to offer your employees retirement benefits.
Association Retirement Plan (ARP)
An ARP 401(k) provides the benefits of small businesses coming together to source retirement at a lower cost and with reduced fiduciary liability – resulting in savings for both you and your employees. This employer-sponsored plan is a win/win for everyone involved.
Individual Retirement Account (IRA)
An IRA takes retirement benefits off your mind and puts them in your employees’ hands, with no setup fees or contributions required from you. Your employee can easily enroll in five minutes with as little as $5 to start.
Explore Your Options
No employer contribution required
($6,500 if age 50 or older)
Tax saving for employer
Lower cost fee structure
Reduced fiduciary liability
($24,500 if age 50 or older)
Still not sure?
Take our three question quiz:
Question 1 of 3
Are you, as the employer, able to contribute to your employees’ retirement?
Question 2 of 3
How involved in the administration of the plan do you wish to be?
Very little Some is fine
Question 3 of 3
How much are you and/or your employees able to invest yearly?
Up to $5,500 Up to $18,500
You may consider an IRA.
An Individual Retirement Account (IRA) takes retirement benefits off your mind and put them in your employees’ hands, with no setup fees or contributions required from you. Your employee can easily enroll in 5 minutes with as little as $5 to start. The Decisely IRA puts your employees in control of their money and their future.
You may consider an ARP 401(k).
An Association Retirement Plan 401(k) plan helps you prepare for your future, while helping your employees prepare for theirs. This employer-sponsored plan is a win/win for everyone involved. The Decisely 401(k) is a simple and effective way to offer your employees retirement benefits with lower fees and reduced fiduciary liability to you and maximize tax savings for your business.
Thank you for your interest in Decisely Retirement Solutions!
Fill out the form below to get started.
At Decisely we have always been a champion of small businesses and our Retirement Solutions are just one more example of this. We believe that Decisely Retirement Solutions are well-positioned to meet the needs of our small business clients with affordable and desirable retirement plan options.
- Chris Duncan, COO, Decisely